11/03/2026
Before You Buy Pet Insurance, Ask These 5 Questions!
Not all pet insurance policies are created equal. Two plans may have similar monthly premiums but offer very different coverage when your pet actually needs care.
Before choosing a policy, make sure you know:
What's actually covered? Accidents, illnesses, hereditary conditions, or just emergencies?
What's the deductible? How much will you pay before insurance starts reimbursing you?
What's the reimbursement rate? Will you get 70%, 80%, or 90% back on covered expenses?
Are there payout limits? Some policies cap how much they'll reimburse each year.
What's excluded? Pre-existing conditions, waiting periods, and other exclusions can make a big difference.
The cheapest policy isn't always the best protection.
At Sonoran Sky Pet Hospital, we're happy to help you understand your options so you can make an informed decision for your pet.
Want to learn more about choosing the right pet insurance?
Comment BLOG and we'll send you our complete guide!