09/20/2026
βοΈ ππ πππ ππππππβπ ππ πππππβ¦ βοΈ
I would never tell you what to do with your dog or your money. However, I want to share my personal experienceβ¦
In 2018, I purchased insurance for both of my dogs through Trupanion.
For almost seven years, I paid every month yet didnβt file any claims - what a waste of money, right? I came so close to canceling my policy.
ππ½ πππππ πππ π ππππβπ ππ½
As many of you know, Naz was diagnosed with congestive heart failure in June 2025 and was given 6 to 12 months to live.
Here we are, nearly 15 months later πͺπ½
βΌοΈ Since he was diagnosed, his vet bills have totaled to roughly $30,000 βΌοΈ
And like many of you, I donβt have 30k laying around for vet bills.
If you purchased pet insurance, congratulations on being πππππππππ ππ½
If you do πππ have pet insurance, at least seriously consider putting money aside every month. Itβs not a matter of ππ
your dog will eventually need medical care but ππππ.
Letβs be clear, even the best insurance doesnβt cover everything. Iβve still paid deductibles, exam fees, noncovered expenses, monthly premiums and my portion of each eligible bill. And I can live with that.
What I can πππ live with isβ¦
β‘οΈ Finances being the deciding factor in whether my dog lives or dies β¬
οΈ
Ultimately, this is a personal decision only πππ can make. But please take the time to genuinely think about it now, before youβre forced to make that decision during an emergency.
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βDo you have pet insuranceβ