08/17/2026
Have you considered whether your pet may need insurance? 🐾
Pet insurance works a little differently than human health insurance. Depending on the company and policy, you can choose coverage for accidents, illnesses, wellness/preventative care, or a combination of these. Policies may also vary based on your pet’s age, breed, and individual needs.
🐶🐱 One important thing to know: With pet insurance, it’s generally best to start coverage as early as possible. Many policies exclude conditions that are considered pre-existing, so enrolling before a medical condition develops may provide more coverage options later.
Because there are so many companies and plans available, we encourage you to research each company individually and carefully review what their policies cover, exclude, and reimburse to determine what’s the best fit for you and your pet.
Some commonly used pet insurance companies include Trupanion, Nationwide, Pets Best, and others.
💳 How does payment work? Unlike human health insurance, you are responsible for paying our office directly at the time services are provided. We do not accept payment directly from pet insurance companies. After payment, you can submit your invoices to your insurance company for reimbursement according to your policy.
Have questions about pet insurance or want to debunk some of the common myths? Here are two helpful articles from pet insurance companies:
🔗 ASPCA Pet Health Insurance: https://www.aspcapetinsurance.com/research-and-compare/more-articles/9-myths-about-pet-insurance/
🔗 Trupanion: https://www.trupanion.com/pet-blog/article/myths-about-pet-insurance
🦜 For our exotic patients: Coverage for birds, rabbits, rodents, and other exotic pets may be more limited and varies by company. At the time of this post, we are aware that Nationwide offers coverage for some types of exotic pets. Be sure to check with the insurance company directly for current eligibility and coverage details.
As always, we’re happy to answer general questions and help you understand how pet insurance works—but the insurance company is the best source for specific policy details and coverage decisions. 🐾